Want to consolidate bills or buy something big? We offer fast and easy access to money.
Use savings, CDs and investments as collateral on secured lines of credit or do an unsecured line of credit
Variable interest rate and interest-only monthly payments
Gives you the flexibility to draw against the line of credit as you need it
Use it to meet ongoing borrowing needs, manage cash flow, consolidate bills or more
Use savings, CDs and investments as collateral on secured loans or do an unsecured loan
Borrow a set amount with fixed monthly payments
Use it to meet a one-time borrowing need or to consolidate high-interest balances or more
Quick & easy application process
A Savings & Investment Secured Line of Credit or Loan gives you the opportunity to continue earning on assets while borrowing at a low rate. With an Unsecured Line of Credit or Loan you can borrow without putting up any collateral.
Receive a 0.25% rate discount when your payment is deducted from a PALOALTO checking account, using Auto BillPayer.
Receive an additional 0.25% discount with a Preferred or Enhanced PALOALTO checking account.