Lending

Equipment Financing

At PALOALTO, our goal is to make your company's next acquisition of capital equipment as simple as possible. We offer insight about your financing options and can provide meaningful guidance on how to develop an equipment acquisition strategy that is best suited to your company's goals. Deploying new equipment and technology in your business or your customer’s business can quickly improve productivity, create competitive advantage, and jumpstart business growth.

Leasing equipment through PALOALTO can help you with:

Improved cash management

Improve liquidity versus a large cash outlay

Optimize working capital and cash flow, keeping cash available for strategic investment

Generate liquidity from existing assets

Lower asset risk

Avoid technological obsolescence and maximize equipment productivity with lease structures that let you upgrade to new technology

Leverage our expertise in used equipment logistics, sales, and dispositions to obtain maximum equipment values, while reducing effort

Flexibility and convenience

Customized payment structures to meet your specific business requirements

Ability to consolidate financing of parts, accessories, and maintenance contracts with your lease amount into a single, easy payment

Equipment financing for core industries

Rest easy knowing you are working with financing and industry specialists who understand the your business environment and can consult with you on your company's equipment needs or your customer’s equipment needs. We help companies (end-users, equipment dealers, equipment manufacturers) finance equipment in these and other core industries:

Construction

Energy

Transportation

Manufacturing

Technology (IT and office imaging)

Other asset categories may apply. Talk with your Equipment Finance specialist to learn more.

Equipment financing that makes sense

Our acquisitions and the relationships we've developed reflect a commitment to excellent customer service and accuracy on every interaction. We offer:

Up to 100% financing for new and used equipment

Terms from 24 to 84 months

Competitive fixed or floating interest rates

Capital leases

Operating leases including Fair Market Value (FMV) and Fixed Purchase Option (FPO)

Early Buy-Out (EBO) lease

Sales-leaseback

TRAC lease

Equipment loans

Cross-border equipment acquisition

EVendor finance programs for manufacturers, dealers, and distributors

Our vendor finance specialists offer a full range of programs designed to help equipment manufacturers and distributors increase sales and maximize their customers’ experience.

We create customized programs based on your customer’s profile and the unique needs of your industry. Services we offer include:

Vendor referral programs

Dealer and manufacturer inventory finance plans

Private label financing programs

Subsidized financing promotions