530 Lytton Ave 2nd Floor,
Palo Alto, CA 94301

Equity Lines & Loans

Leverage the equity in your home for your financing needs.

Key Benefits:

Use your home equity loan to consolidate bills, pay for home improvements, or fund large purchases.

Borrow only the money you need and have a set repayment schedule with fixed, predictable payments.

Borrowing Basics

How Much?
Borrow what you can comfortably afford, not the amount you qualify for.

Debt to Income Ratio
Your monthly payments divided by your total income is your DTI. The lower your DTI, the more likely it is your loan will be approved.

Credit Score & Interest Rate
The higher your credit score, the lower your interest rate could be.

Fixed vs. Variable Rate
Fixed rate loan payments remain the same throughout the life of the loan. Variable rate loans are tied to a market index, so rates and payment amounts could vary over time.